Once you have filed for a bankruptcy, you will have what is called a 341 Meeting with the bankruptcy Trustee. This meeting of creditors usually takes place a month or so after the file date and will be located in the county where you have filed.  Just like any other important meeting there are things you should and shouldn’t do.

Here’s what to do at your 341 bankruptcy meeting with the trustee.

• Be on time
• Dress reasonably – not too sharp but not sloppy either
• Be neat and clean
• Bring your social security card
• Bring your driver’s license or other government issued photo identification – a passport is ok, too
• Bring any papers or documents your trustee requests from you
• Be prepared for questions which will be answered
• Answer the questions asked truthfully
• Meet with your lawyer in advance of the meeting and prepare

Here are some things not to do at your bankruptcy meeting with the trustee.

• Don’t wear flashy clothing or jewelry – but remember, your rings will leave a mark where you usually wear them
• Women, don’t wear revealing clothing
• Men and women – keep the perfume and cologne to a minimum
• Don’t bring your children
• Don’t answer questions not asked
• Don’t ramble

Here are some questions which your bankruptcy trustee will ask:

• Did you review your bankruptcy petition and papers
• Did you list all of your assets and all of your debts
• Are there any things which need to be changed
• Where do you live?
• Are you employed?
• Do you own any real estate any place?
• Do you have any claims against anybody? Any lawsuits? Any rights to a tax refund? Any other payments?

Be sure that your bankruptcy papers haven’t left out anything. That includes dealings with family members. That includes money or property you have kept in your house or under your bed or anyplace else.

Tell the truth, the whole truth, nothing but the truth. If you do, your bankruptcy meeting will go smoothly and you’ll be on your way to your bankruptcy discharge.